What is the difference between valueOf() and parse methods of wrapper classes? Can we use toString() and isUpperCase(), etc? |
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asked by Satendra singh (skshooda) 7 years ago | |
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Difference between || and | |
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asked by Xyz (san_ika) 7 years ago | |
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what is copy intialisation? and a copy constructor |
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asked by Navneeth (poopstar) 7 years ago | |
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Basis for Comparison CRR SLR Meaning CRR is the percentage of money which the bank has to keep with the Central Bank of India in the form of cash. The bank has to keep a certain percentage of their Net Time and Demand Liabilities in the form of liquid assets as specified by RBI. Form Cash Cash and other assets like gold and government securities viz. Central and State government securities. Effect It controls excess money flow in the economy. It helps in meeting out the unexpected demand of any depositor by selling the bonds. Maintainence with Central Bank of India i.e. RBI. Bank itself. Regulates Liquidity in the economy. Credit growth in the economy. Basis for Comparison Training Education Meaning The process of inculcating specific skills in a person is training. Theoretical learning in the classroom or any institution is education. What is it? It is a method of skill development. It is a typical form of learning. Based on Practical application Theoretical orientation Perspective Narrow Wide Involves Job experience Classroom learning Term Short term Comparatively long term Prepares for Present job Future job Objective To improve performance and productivity. To develop a sense of reasoning and judgement. Teaches Specific task General concepts Basis for Comparison Training Development Meaning Training is a learning process in which employees get an opportunity to develop skill, competency and knowledge as per the job requirement. Development is an educational process which is concerned with the overall growth of the employees. Term Short Term Long Term Focus on Present Future Orientation Job oriented Career oriented Motivation Trainer Self Objective To improve the work performances of the employees. To prepare employees for future challenges. Number of Individuals Many Only one Aim Specific job related Conceptual and general knowledge Basis for Comparison Capital Expenditure Revenue Expenditure Meaning The expenditure incurred in acquiring a capital asset or improving the capacity of an existing one, resulting in the extension in its life years. Expenses incurred in regulating day to day activities of the business. Term Long Term Short Term Capitalization Yes No Shown in Income Statement & Balance Sheet Income Statement Outlay Non-recurring Recurring Benefit More than one year Only in current accounting year Earning capacity Seeks to improve earning capacity Maintain earning capacity Matching concept Not matched with capital receipts Matched with revenue receipts Basis of Difference Income and Expenditure A/c Profit and Loss A/c 1. Definition Income and expenditure account is account which is prepared for finding the excess of income over expenditures or excess of expenditures over incomes. Profit and loss account is the account which is prepared for finding net profit or net loss. 2. Not for Profit organisation or Business Income and expenditure account is prepared by not -for profit organisation whose aim is not to earn money. Profit and loss account is prepared by business whose aim is to earn money. 3. Basis of Preparation Income and expenditure account is prepared on the basis of receipt and payment account and some other information Profit and loss account is prepared on the basis of trial balance and some other information. 4. Balance of Account When we compare debit and credit side of this account, balance will be surplus or deficit. The balance of profit and loss account will be net profit or net loss. Basis for Comparison Apprenticeship Internship Meaning A training program conducted in an industry or undertaking where the trainee gets a chance to learn and earn at the same time is known as apprenticeship. An internship is a training program whereby the college students get a chance to work in the respective field and gain real world experience. What is it? Work based training Work based learning Time Duration Long Comparatively short Provided to Potential employees Students Part of Vocational Education and Training May or may not be a part of formal education. Trainees Apprentices Interns Training ends with Job to the employee Experience to the employee Pay Always paid May or may not be paid Orientation and Induction Yes No Basis for Comparison Recruitment Selection Meaning Recruitment is an activity of searching candidates and encouraging them apply for it. Selection refers to the process of selecting the best candidates and offering them job. Approach Positive Negative Objective Inviting more and more candidates to apply for the vacant post. Picking up the most suitable candidate and rejecting the rest. Key Factor Advertising the job Appointment of the candidate Sequence First Second Process Vacancies are notified by the firm through various sources and application form is made available to the candidate. The firm makes applicant pass through various levels like submitting form, written test, interview, medical test and so on. Contractual Relation As recruitment only implies the communication of vacancies, no contractual relation is established. Selection involves the creation of contractual relation between the employer and employee. Method Economical Expensive Basis for Comparison Fixed Deposit Recurring Deposit Meaning A deposit scheme in which a particular sum of money is invested with the bank for a fixed period, is known as Fixed Deposit. A financial product in which money is deposited to a particular account at regular intervals for a long time is Recurring Deposit. Investment Lump sum Installments Minimum amount to be deposited Slightly high Nominal Returns Comparatively high Low Advantage It enables the depositor to earn higher returns on his funds. It develops the habit of saving in depositor. Basis for Difference Saving Account Current Account Meaning Saving bank account is an account meant for individuals who like to save for meeting their future financial requirements. Current account refers to a running account, in which there is no limit on the operation, during a working day. Objective To encourage savings of a person. To support frequent and regular transactions. Suitable for Individual Businessman or company Interest Paid Not paid Withdrawals Limited Unlimited Passbook Provided by banks Not issued by banks. Overdraft Not allowed Allowed Opening balance Less amount is required to open a savings bank account. High amount is required for opening a current account. Basis for Comparison Money Market Capital Market Meaning A segment of the financial market where lending and borrowing of short term securities are done. A section of financial market where long term securities are issued and traded. Nature of Market Informal Formal Financial instruments Treasury Bills, Commercial Papers, Certificate of Deposit, Trade Credit etc. Shares, Debentures, Bonds, Retained Earnings, Asset Securitization, Euro Issues etc. Institutions Central bank, Commercial bank, non-financial institutions, bill brokers, acceptance houses, and so on. Commercial banks, Stock exchange, non-banking institutions like insurance companies etc. Risk Factor Low Comparatively High Liquidity High Low Purpose To fulfill short term credit needs of the business. To fulfill long term credit needs of the business. Time Horizon Within a year More than a year Merit Increases liquidity of funds in the economy. Mobilization of Savings in the economy. Return on Investment Less Comparatively High |
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asked by Surya Kumar (surya30) 7 years ago | |
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http://www.respaper.com/sdfg/9967-pdf.html?cmd=conv Explain Q3-d-7 |
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asked by 45Trolaf (olaf) 7 years ago | |
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Shall we attempt 5 program in section b as they choose best four so shall we |
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asked by Manoj Sharma (sharmamanoj860) 7 years ago | |
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What is difference between final and static keyword used for variables? |
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asked by Peeyush Mishra (it_is_peeyush) 7 years ago | |
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will you guys do section a or b first? |
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asked by Eliz (eliz1995) 7 years ago | |
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Write a program to convert a string to title case.(first letter of each word of a string to title case) |
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asked by Mohammed Malik Sharaf (mmks1234) 7 years ago | |
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how do you declare a character data type variable ? i'm so confused about this |
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asked by Aryan Manakame (avmx18) 7 years ago | |
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