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INDIAN OVERSEAS BANK (PO) RECRUITMENT EXAM. TEST-I:REASONING 1. How many such digits are there in the number 5846937 each of which is as far away from the beginning of the number as when the digits are arranged in descending order within thIJ number? (a) None (b) One (d) Three (el Two (e) More than three 2. If'P' denotes 'multiplied by', 'R' denotes 'added to', T denotes 'subtracted from' and W denotes' 6 divided by', then 64 W 4 P 8 T 6 R 4 =? (a) 96 (b) (e) 130 (e) None 2 23 (d) 126 of these 3. How many such pairs ofletters are there in the word FOREIGN each of which has as many letters between them in the word as in the English alphabet? (a) None (b) One (e) Two (d) Three (e) More than three 4. In a certain code CORDIAL is written as 'SPDCMBJ'. How is SOMEDAY written in that code? (a) NPTDEBZ (b) NPTFZBE (e) TPNDZBE (d) NPTDZBE (e) None of these 5. In a row of thirty boys, R is fourth from the right end and W is tenth from the left end. How many boys are there between Rand W? (a) 15 (b) 16 (e) 17 (d) Cannot be (e) None determined of these 6. Four of the following five are alike in 11 certain way and so form a group. Which is the one that does not belong to that. group? (b) Yellow (a) Black (e) Red (d) Green (e) Violet 7. How many meaningful English words can be made with the letters EMLI using each letter only once in each word? (a) One (b) Two (e) Three (d) Four (e) More than four 8. If it is possible to make only one meaningful English word with the first, the sixth, the eighth and the ninth letters of the word HOARDINGS, which of the following will be the third letter of that word? Ifno such word can be made, give 'X' as the answer and if more than one such word can be made, give 'Y' as the answer. (b) 1 (a) G (d) X (e) S (e) Y 9. Each vowel in the word JOURNEY is replaced by the previous letter in the English alphabet and each consonant is replaced by the next letter in the English alphabet. Then the substituted letters are arranged in alphabetical order. Which of the following will be the fifth from the left end? (a) D (b) K (d) T (e) 0 (e) None of these PREVIOUS PAPER (INDIAN OVERSEAS BANK) 10. In a certain code language, 'food is good' is written as 'ho na ta', 'eat food regularly' is written as 'sa ta la' and 'keep good health' is written as 'da naja'. How is 'eat' written in that code language? (a) sa (b) la (e) sa or la (d) Data inadequate (e) None ofthese 11. Among A, B, C, D and E, each having a different weight, D is heavier than A and and B is lighter than C. Who among them is the heaviest? (a) D (b) B (c) C Data inadequate (e) None of these (d) 12. In a certain code DOES is written as '5$3%' and SITE is written as '%4#3'. How is EDIT written in that code? (a) 354# (b) 3#54 (c) 3$4# (d) 35$# (e) None of these 13. What should come next in the following letter series? AZABYABCXABCDWABCD EVABCDE (a) U (b) T (c) A (d) G (e) None of these 14. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group? (a) 45 (b) 51 (c) 39 (d) 93 (e) 85 15. D is brother of B. M is brother of B. K is father of M. T is wife of K. How is B related to T ? (a) Son (b) Daughter (c) Son or Daughter (d) Data inadequate (e) None of these Directions (16-21) : Study the following arrangement carefully and answer the questions given below: B2MEJ%R5@NDIP4 T39FUl$6H JA7*GQ# 16. If all the symbols in the above arrangement are dropped, which of the following will be the twelfth from the right end? (a) 4 (b) 3 (c) 9 (d)F (e) None of these 17. Which ofthe following is the fifth to the left of the eighteenth from the left end of the above arrangement? (a) % (b) A (c) D (d) 3 (e) None ofthese 18. How many such vowels are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a consonant? (a) None (b) One (c)'!\vo (d) Three (e) Four 19. How many such consonants are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a letter? (a) None (b) One (c) '!\vo (d) Three (e) More than three PREVIOUS PAPER (INOIA-N OVERSEAS BANK) 20. Which of the following is the ninth to the right of the twentieth from the right end of the above arrangement? . (a) D (b) @ (c) . (e) 1 (d) 6 None of these 21. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a . . group. Which is the one that does not belong to that group? (a) (b) 5 NI 9U$ (c) HA * (d) 7 G # . (e) DP T Directions (Q. 22-27) : In each ofthe questions below are given three statements followed by three conclusions numbered I, II & III. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follow(s) from the given statements, disregarding commonly known facts. 22. Statements. Some desks are chairs. Som~ chairs are pens. Some pens are drawers. Conclusions. I. Some drawers are desks. II. Some drawers are chairs. III. No drawer is chair. None follows (b) Only II follow (a) Only III follows (d) Only either II or III follows (c) (e) Only I and either II or III follow 3 23. Statements. All flowers are trees. Some trees are houses. All houses are wheels. Conclusions. I.. Some wheels are trees. II. Some trees are flowers. III. Some wheels are flowers. (a) Only I and II follow (b) Only I and III follow (c) Only II and III follow (d) All I, II and III follow (e) None of these 24. Statements. All windows are doors. All buildings are doors. All doors are boats. Conclusions. I. All windows are boats. II. All buildings are boats. III. Some boats are doors. (a) Only I and II follow (b) Only I and III follow (c) Only II and III follow (d) All follow (e) None of these 25. Statements. Some radios are telephones. All telephones are mirrors. All mirrors are desks. Conclusions. I. Some radios are desks. II. Some radios are mirrors. III. Some desks are telephones. (a) Only I and II follow (b) Only I and III follow (c) Only II and III follow (d) All follow (e) None of these PREVIOUS PAPER (INDIAN OVERSEAS BANK) 26. Statements. All furniture are jungles. No jungle is road. Some roads are hills. Conclusions. T. Some roads are furniture. II. Some jungles are furniture. III. Some hills are jungles. I follows (b) Only II follows (c) Only III follows (d) Only I, and II follow (e) None of these Give answer as (a) if only conclusion I is true. (b) if only conclusion II is true. I or conclusion II is true. (d) if neither conclusion I nor conclusion II is true. (e) ifboth conclusions I and II is true. (c) if either conclusion (a) Only 27. Statements. All bricks are stones. Some stones are rocks. All rocks are mountains. Conclusions. I. Some mountains are stones. II. Some mountains are bricks. IlL Some stones are bricks. (a) Only I follows (b) Only III follows (c) Only I and III follow (d) All follow (e) None of these .Directions (Q.28-33) : In the following questions, the symbols #, %, @, $ and are used with the following meanings illustrated. 'P # Q' means 'P is not small~r than '9'. 'P% Q' means 'P is not greater than Q'. 'P @ Q' means 'P is neither smaller than nor equal to Q'. 'P$Q' means 'P is neither greater than nor equal to Q'. . 'P Q' means 'P is neither smaller than nor. greater than Q'. In each of the following questions assuming the given statements to be true, find out which of the two conclusions I and II given relow them is/are definitely true. 28. Statements. R % N, N # F, F @ B Conclusions. T. F R n.B $ N 29. Statements. H W, W%R, R@F Conclusions. I. R H I1.R@H 30. Statements. M$T, T@K, Conclusions. I. D $T II. K$ M 31. Statements. H@W, W$M, Conclusions. I. K$W II. H@M 32. Statements. F#K, K$B, Conclusions. I. M@F K D M#K B %M II. B @F 33. Statements. R#T, T M, Conclusions. I; D $T II. R#M M@D PREVIOUS PAPER (INDIAN OVERSEAS BANK) . Directions(Q.34-39): A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement. Input : go now 52 38 17 for again 65 Step I : 65 go now 52 3817 for again Step II : 65 again. go now 52 38 17 for Step III : 65 again 52 go now 38 17 for Step IV : 65 again 52 for go now 38 17 Step V : 65 again 52 for 38 go now 17 Step VI : 65 again 52 for 38 go 17 now Step VII : is the last step of the rearrangement. As per the rules followed in the above steps, find out in each of the following questions the appropriate step for the given input. 34. Input: Show 5136 new far 8146 goal Which of the following steps will be the last but one? (a) VII (b) VIII (c) VI (d) V (e) None of these 35. Input: Home turf 39 24 86 44 roll over Which ofthe following steps will be the last? (a) X (b) IX (c) VIII (d) VII (e) None of these 36. Step II of an input is : 76 ask 1232 begin over join 42. How many more steps will be required to complete the rearrangement? (a) Four (b) Five (c) Six (d) Three (e) None of these 37. Step IV of an input is : 58 box 47 dew 1521 town pot. Which ofthe following steps will be the last? (a) VII (b) VI (c) VIII (d) IX (e) None of these 5 38. Step III of an input is: 94 car 86 \\indow shut 52 31 house. Which of the following is definitely the input? (a) 94 car window 86 shut 52 31 house (b) 80 window 94 car shut 52 31 house (c) car shut window 86 52 31 house 94 (d) cannot be determined (e) None of these 39. Input: Buy win task 52 38 43 door 12. Which of the following will be step IV? (a) 52 buy 43 door 38 task 12 win (b) 52 buy 43 door 38 task win 12 (c) 52 buy 43 door task win 38 12 (d) There will be no such step (e) None of these Directions(Q. 40-45): In each question below is given a group of letters followed by a combination of digit / symbols numbered (a), (b), (c), and (cZ). You have to find out which of the combination correctly represents the group ofletters based on the following coding system and conditions. If none of the combinations correctly represents the group of letters give (e), i.e., 'None of these', as your answer. Letters: M R I T J P Q E U D A F H W Digit/Symbol Code :84951#@26 3$*7 Conditions : (i) If the first letter is a consonant and the last letter is a v\. weI, the codes are to be interchanged. (ii) If the first letter is a vowel and the last letter is a consonant, both are to be coded as %. (iii) If both the first and the last letters are vowels, both are to be coded as the code for the first letter. 40. UMQJPA (a) 38@1#6 (c) 68@1#6 (e) None of these (b) (d) 68@1#3 6@81#C PREVIOUS PAPER (INDIAN OVERSEAS BANK) 41. RPJWQE (a) 2#17@4 (c) 2#17@2 (e) None of these 42. FrMQEW (a) $85@27 (c) $58@2$ (e) None of these 43. IREDHP (a) %42 *% (c) #42 *9 (e) None of these 44. AMQDHI (a)38@ *9 (c) 98@ *3 (e) None of these 45. JDWPUH (a) 17 #6* (c) *1 7#6 (e) None of these (b) (d) 4#17@2 4#17@4 (d) Data inadequate (b) 758 @2 $ (d) 758@27 (b) 942 *# (d) 942 * 9 (b) 98@ * 9 (d) 38@ * 3 (b) 1 7#6* (d) * 7#61 46. Who is second to the right of Q ? (a) R (b) W (e) None (d) S of these 47. Who is to the immediate left of S? T (a) V (b) (e) Q (d) W (e) None of these (b) T (c) P Directions(Q.46-50): Study the following information carefully and answer the questions given below: P, Q, R, S, T, V and Ware sitting around a circle facing at the centre. V is second to the left of P and second to the right of W. T is third to the right of Q and is not an immediate neighbour ofY. S is third to the right of R. (c) T 48. Who is to the immediate right of R ? Ca) W (e) None of these 49. In which of the following groups is the first person sitting between the second and the third persons? (a) RPQ (b) TWS (c) QPR (d) QVS (e) None of these 50. Who is third to the left of V? (a) T (b) S (c) W Cd) R (e) None of these Directions(Q.51-55): In each question below is given a statement followed by two assumptions numbered I and II. An assumption is something supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement. Give answer as (a) if only assumption I is implicit. (b) if only assumption II is implicit. (c) ifeither assumption I or II is implicit. (d) if neither assumption I nor II is implicit. (e) ifboth assumption I and II are implicit. 51. Statement. Many employees of the organisation applied for special sabbatical leave oftwo years to pursue higher education. Assumptions. I. The management ofthe organisation may not grant leave to most of these employees. II. These employees may be able to complete their education during the subbaticalleave. 7 PREVIOUS PAPER (INDIAN OVERSEAS BANK) 52. Statement. The college administration has instructed all the students to stop using cell phones within the college premises. Assumptions. I. The students may stop using cell phones in the college premises. II. The students may continue to use cell phones in the college premises. 53. Statement. The Govt has decided to levy congestion tax on passengers traveling by air to and from the metro cities. Assumptions. I. The tax so collected may be adequate to meet part of the expenses for providing additional resources to handle huge traffic. II. Passengers traveling by air to and from these cities may be able to pay extra amount by way of congestion tax. 54. Statement. The local citizens group submitted a memorandum to the civic authority for allowing them to convert the vacant plot in the locality into a garden at their own cost. Assumptions. I. The local citizen group may be able to gather enough funds to develop the garden. II. The civic authority may not accede to the request ofthe local citizen group. 55. Statement. Most of the private companies have decided against awarding annual increase in the salaries of their employees for the previous year due to the current economic situation. Assumptions. I. Majority of the employees may leave theirjob to protest against the decision. II. These companies may announce hike in salaries next year. Directions (Q. 56-60) : Below in each question are given two statements (Aj and (B), These statements may be either independent causes or may be effects ofinedependent causes or ofa common cause. One of these statements may be the effect of the other statement. Read both the statements and decide which of the following answer choices correctly depicts the relationship between these two statements. Mark answer as (a) if statement (A) is the cause and statement (B) is its effect. (b) if statement (B) is the cause and statement (A) is its effect. (c) if both the statements (A) and CB) are independent causes. Cd) if both the statements (A) and (B) are effects ofindependent causes. (e) if both the statements (A) and (B) are effects of some COlllmon cause. 56. A. There has been a continuous increase in average temperature during winter in many parts of the country over the past few years. B. There has been significant changes in the wind pattern across the country over the last few years. 57. A. The conditions of all the major roads in the city have deteriorated causing hardship to ITlotOriSts. B. The municipal authority has sanctioned significant amount to repair all the major roads in the city. 58. A. The BPO sector has laid off a large number of employees in the recent months. B. Very few projects are now being outsourced to BPO sector. PREVIOUS PAPER (INDIAN OVERSEAS BANK) 8 59. A. There has been sharp decline in sales of passenger cars during the last few months. 60. A. All the airlines companies in India have increased the air fares in aU routes with immediate effect. 8. M any finance companies have announced attractive schemes ofcar loans with moderate interest rate. B. There has been substantial reduction in aviation fuel prices in India during the past few weeks. Directions (Q. 61-65) : In 'Jach of the questions given below which one of the five answer figures on the right should come after the problem figures on the left. if the sequence were continued? ~.- 61. jO , ie :: 1 . '<:: !w I,. I'" I I~ 0 I ! A cis 62. Ie I I AI I Cl ~IA C ~I~ * * 0 0 A C s * - *10 c's 0 1* =0 0 .0.1 0 0 CI 0 a -:ic .0.* ::: b os a 0 *5 *c a 63. ~ * 0 0 CI C * * s a 1:. 0 0 65. ro-o so -,; c* 64. 0' *c l s A b c *0 a sO 0 l 0 0 * cc s a * 5 c * 00 I ::: 0 L e c *0 e cc * d s" c O! c s' *0 J 0 *e s 0 ::: C 1:.5 a b c F * 1 * Alb * A = cs d sO T A 1:.* = d Os c CI uo 0 0 c b * CS 0 c 10 00 c C ** s ciA s s 00 0 00 o~ e SIC ~ br HI J o;t *0:"" 0 c: abc d e Directions (Q. 66-70) : The first figure in the first unit of the problem figures bears a certain relationship to the second figure. Similarly one ofthe figures in the answer figures bears the same relationship t-:> the second figure in the second unit of the problem figures. You are therefore to locate the figure which would fit in the question mark. 66. I~~ I)0 II 0= ? Os 1nGI I 0c:10~IroCl 0Cl 0)1 a 67. I I Q9 I .& 0 A l ? I: 11 ~ (l b b c d J ~I !I c d e e :1 PREVIOUS PAPER (INDIAN OVERSEAS BANK) 68. roo AA I 'AllA **'I*** .it it..... *...... ... 000 00 00 0 I 9 ? ...... .. '" ... ...... * '" TT S TT T SSS T S8 55 a 00 ceo TTT c b T ~A I::..~ . i t ... , ~~, " d ........! T ;1 e T ? b c 0- --0 --0 --0 a 70. I' --'"--i t Ir: :>- ~ >- ~ d e 0- 0- 0- --0 0- --0 * * )- --t> )- --c abe d e Directions (Q.71-75): Out ofthe given five figures, four are similar in a certain way. One figure is not like the other four. That means four figures from a group. The question is: which one ofthe figures does not belong to that group? 71. 72. 73. I X 1+1~~lx d xl r\U fI ~I abc 74. q.-~ i:L_._,.D a 75. , ! * a b c d e e Imjmjnmlml b c d e PREVIOUS PAPER (INDIAN OVERSEAS BANK) 10 TEST'. II : QUANTITATIVE APTITUDE 76. The sum of five numbers is 290. The average of the first two numbers is 48.5 and the average ofthe last two numbers is 53.5. What is the third number? (a) 72 (b) 84 (e) 96 (e) 81. Ifthe numerator of a fraction is increased by 200% and the denominator is increased by 350%, the resultant fractlt'n is ~. What was the originai fraction? 12 (d) 108 None of these 5 8 11 (d) 12 5 77. In how many different ways can the letters ofthe word 'SMART' be arranged? Ca) 25 (b) 60 (e) 180 Cd) 200 (e) None of these 78. On a School's Annual Day sweets were to be equally distributed amongst 112 children. But on that particular day, 32 children were absent. Thus the remaining children got 6 extra sweets. How many sweets was each child originally supposed to get? Ca) 24 (b) (Cf) 9 ~j 1 "t y 7 (e) 12 (e) None of these 3 4 82. The difference between 4 of 5" of a 1 2 number and "6 of 5 ofthe same number is 648. What is the number? (a) 1110 (b) 1215 (e) 1325 (d) 1440 (e) None of these (b) 18 15 (d) Cannot be determined (e) None of these (e) 79. An order was placed for supply ofcarpet of breadth 3 metres, and the length of the carpet was 1.44 times of breadth. Subsequently the breadth and length were increased by 25 and 40 per cent respectively. At the rate of Rs 45 per square metre, what would be the increase in the cost of the carpet? (a) Rs 1020.60 (b) Rs 398.80 (e) Rs 437.40 (d) Rs 583.20 (e) None of these SO. In a mixture of milk and water the proportion of water by weight was 75%. Ifin 60 gm of mixture 15 gIn water was added, what would be the percentage of water? (weight in gm) (a) 75% (b) 88% (e) 90% (e) None of these (d) 100% 83. Which number should replace both the question marks in the following equation? ? 256 -= 576 ? (a) 384 (e) (e) 404 None of these (b) 398 (d) 416 84. The length ofa rectangular plot is thrice its breadth. If the area ofthe rectangular plot is 7803 sq m, what is the breadth of the rectangular plot? (a) 51 metres (b) 153 metres (d) 88 metres (e) 104 metres (e) None of these 4 3 85. If 3 5" is subtracted from 65" and the difference is multiplied by 355 then what will be the final number? (a) 1004 (b) 884 (d) 994 (e) 774 (e) None of these PREVIOUS PAPER (INDIAN OVERSEAS BANK) 86. The ratio of Rani's age to Komal's is 3: 5. The ratio of Komal's age to Pooja's is 2: 3. If Rani's age is two-fifth ofPooja's. What is Rani's age? (a) 10 years (b) 15 years (c) 24years (d) Cannot be determined (e) None of these 28X 140 87. If3Y + 9X = 54 and 13Y = 39 ,then what is the value ofY - X? (a) -1 (c) (e) 2 11 Directions (Q. 91-95): What should come in place ofquestion mark (?) in the following number series? 91. 12 14 32 102 416 2090? (a) 15522 (b) 12552 13525 (e) None of these (d) 17552 (c) 15 15 (a) 4.375 12.5 9.375 6.5625 ? (b) 3.2375 (c) 4.6275 (d) 3.575 (e) None of these 92. 10 (b) -2 (d) 1 None of these 88. A sum ofRs 2,236 is divided among A, B and C such that A receives 25% more than C and C receives 25% less than B. What is A's share in the amount? (a) Rs 460 (b) Rs 890 (c) Rs 780 (d) Rs 1,280 (e) None of these 89. What would be the compound interest obtained on an amount of Rs 20,000 at the rate of 15 p.c.p.a. after 4 years? (a) Rs 14,980.125 (b) Rs 19,680.125 (c) Rs 16,780.125 (d) Rs 18,980.125 (el None of these 90. The average weight ofa group of53 girls was calculated as 58 kg. It was later discovered that the weight of one of the girls was read as 65 kg, whereas her actual weight was 45 kg. What is the actual average weight ofthe group ofthe 53 girls? (rounded off to two digits after decimal) (a) 58.62 (b) 58.37 te) 57.37 (d) 57.62 (e) None of these 93. 10 17 48 165 (a) 27584 (c) 21369 (e) None of these 94. 1 3 24 360 (a) 14525100 (c) 14515200 (e) None of these 95. 0 688 3475? 25670 (d) 20892 (b) 5 18 43 (a) 220 (c) 260 (e) None of these 8640 302400? (b) 154152000 (d) 15425100 84 145? (b) 240 (d) 280 Directions (Q. 96-100): Study the following pie-charts carefully to answer the questions that follow: Percentage of students enrolled in different streams in a college Total number of students =3,500 PREVIOUS PAPER (INDIAN OVERSEAS BANK) 12 Percentage break-up of girls enrolled in these streams out of the total students Total number of girls = 1, 500 Directions (Q. 101-105) : Study the following graph carefully to answer the questions that follow: Production and sale of Printers of various companies in a month 1000 _. ~ Llllts Produced Units Sole! 900 800 Manage ment 120/0 96. What is the total number of boys enrolled in Management and IT together? (a) 1050 (b) 810 (e) 1120 (d) 980 (e) None of these 97. What is the ratio ofthe number of girls enrolled in Arts to the number of boys enrolled in Science? (a) 14: 23 (b) 2: 3 (e) 114: 121 (d) 53: 65 (e) None of these 98. What is the total number of girls enrolled in Science and Commerce together? (a) 4.'50 (b) 495 (c) 345 (d) 480 (e) None of these 99. If 20% of the girls enrolled in Science change their stream to Management then what will be the new number of Management students altogether? (a) 593 (b) 733 (c) 4.r:>3 (d) 1003 (e) None ofthese 100. The number of girls enrolled in Arts, Science and Commerce forms what per cent of total number of students in the college? (a) 25 (b) 40 (c) 60 (e) None of these (d) 75 700 600 500 400 300 200 100 o BCD Companif:JI E F 101. What is the average number ofunits sold by all the com panics together? (b) 390 (c) 375 (d) 410 (e) None of these (a) 360 102. Which company had the highest percentage of t->ale v.rith respect to its production? (b) B (a) D (e) E (d) A (e) None of these 103. What is the average number of units produced by all the companies together? (a) 675 (b) 650 (e) 625 (d) 600 (e) None of these 104. The total units sold by the companies A, Band C together is approximately what per cent of the total units produced by thE'se companies? (a) 62 (b) 50 (e) 76 !d) 84 (e) 58 13 PREVIOUS PAPER (INDIAN OVERSEAS BANK) 105. What is the ratio of the total production of companies D and E to the total sale of the same companies? tal 28: 15 (b) (e) 15: 11 (e) 9 :5 None of these (d) 2 : 3 Directions (Q. 106-110) : 108. What is the total of the average of the number of the workers working in the month ofJanuary in all the factories and the average of the number of workers working in the month of April in all the factories? (b) 11290 (a) 10098 (c) 12404 Study the table carefully to answer the questions that follow: Number of workers working during six months in various factories (number in hundreds) (e) I I January I A 65 B 41.2 i 78 30 61 42 65 71. 6 1 76 70.3 51 72.8 83.5 ! 21.8 66 60 68.2 I 61.2 i February I March April May 1 I i C D 72.41 63.5 ! E 57 I ~ 60 74 I 80.2 6 I Ju~ry3.5 i 525 i: 73.21 56.9 1 i 44 .7 1 106. What is the difference in the total number of workers working in various months in Factory A and the total number of workers working in various months in Factory E? (a) 3540 (b) 3940 (c) 3290 (d) 4230 (e) None of these 107. What is the ratio of the total number of workers in Factories Band C working in the month of March of the total number of workers working in the same month in Factories A and D? (a) 5 : 6 238: 345 (c) 59: 69 (d) 683; 590 (b) (e) None of these 70.55 (c) 6780 I Months i None of these 109. What is the average number of workers working in various months in, Factory C? (a) Factories Cd) 13516 (e) (b) 7055 (d) 67.80 None of these 110. The total number of workers in Factory B is approximately what per cent of the total number of workers in Factory D? (a) 56 (b) 65 (c) 76 (d) 84 (e) 92 Directions(Q.1l1-1l5) : Study the information carefully to answer the following questions: A management institute offers MBA with specialisation in Marketing, Finance and HR. Among the total number of students in the institute, 45% are girls. The number of boys studying Marketing is 30% of the total number of boys in the institution, and is 297.40% of the girls are studying HR. The numbers of boys and girls studying Marketing are in the ratio of 3 : 2, 50% of the boys are studying Finance. 111. What is the total number of students in the institute? (b) 1500 (a) 1000 (c) 1800 (e) None of these Cd) 900 PREVIOUS PAPER (INDIAN OVERSEAS BANK) 14 112. What is the ratio between the number of boys and that of girls studying HR? I,a) 5 : 9 (b) 15: 34 (c) 99: 161 (d) 11: 18 (e) None of these 113. How many girls are studying Finance? (b) if the statement B alone is sufficient to answer the question, but the Statement A alone is not sufficient. (c) (d) if either statement A alone or statement B alone is sufficient to answer the question. (a) 288 (b) 198 (e) (c) 324 (d) 495 (e) None of these 114. The number of boys studying Finance is what per cent of the total number of students in the institution? if you cannot get the answer from the statements A and B together, but need even more data. 116. What is the value of a two-digit number? A The product of the dif,'its is 72 and the difference between the digits is 1. E. The digit at the unit's place is greater than the other. (a) 33.33 (b) 27.5 (c) 47.8 117. What is the speed of a car'? (d) 13.98 (e) None ifboth statements A and B together are needed to answer the question. of these 115. The number of girls studying Marketing is what per cent of the number of boys and studying Finance (a) 20 A The car covers a distance of 135 km in 3 hours. E. The car covers a distance of 270 km in 6 hours. 118. What is Deepali's age? (b) 35 A Deepali is two times younger than Nisha. (c) 50 B. Supriya is twice the age of Nisha. (d) 65 (e) None 119. What is the ratio of the total number of of these Directions (Q. 116-120) : Each question below is followed by two statements A and B. You are to determine whether the data given in the statement is sufficient for answering the question. You should use the data and your knowledge ofMathe mati: 's to choose between the possible answers. Give answer as (a) if the statement A alone is sufficient to answer the question, but the Statement B alone is not sufficient. girls to the total number of boys in a college? A There are 2500 students in the college, out of which 40 % are boys. E. The ratio ofthe total number of boys to the total number of girls last year was 5: 6. 120. What is a number? A 75% of that number of three-fourths ofthat number. E. One -third of that number is less by 27 from half of that num ber? 15 PREVIOUS PAPER (INDIAN OVERSEAS BANK) Directions (Q. 121-125) : Study the table carefully to answer the questions that follow: Number of students appeared (A) and qualified (Q) in an examination from various institutes over the years. Years~ 2003 2004 2005 2006 2007 Institutes..), A B Q A Q 500 1440 1165 1564 1462 c D E F 121. Percentage of candidates qualified over appeared from Institute D is the lowest during which of the following years? (a) 2003 (b) 2004 (c) 2005 Cd) 2007 (e) None of these (a) 187 (c) 275 (e) None of these (e) 86 123. What is the difference between the number of students appeared but not qualified in the exam from institute B in the year 2004 and the number ofstudents appeared but not qualified in the exam from the same institute in the year 2006? (d) 373 124. What is the approximate average number of candidates appeared for the exam from institute E over the years? (a) 1759 (b) 122. Approximately what is the percentage of candidates qualified over appeared from all the institute together in 2007? (a) 68 Cb) 55 (c) 74 (d) 92 (b) 88 1586 (c) 1671 Cd) 1924 (e) None of these 125. What is the percentage of the candidates qualified over the number of candidates appeared for the exam in the years 2005 from all Institutes together? (Rounded off to two digits after decimal) (a) 92.34 (b) 73.47 (c) 66.94 Cd) 83.59 (e) None of these PREVIOUS PAPER (INDIAN OVERSEAS BANK) 16 TEST - III : GENERAL AWARENESS 126. Which ofthe following is the percentage up to which FDI in defence sector is allowed? (a) 26% (b) 41% (e) 31% (d) 49% (e) None of these 127. Whenever RBI does some Open Market Operation transactions, actually it wishes to regulate which of the following? (a) Inflation only (b) Liquidity in e;.:onomy (c) Borrowing powers of the banks (d) Flow of Foreign Direct Investments (e) None of these 128. The maximum amount of the total revenue earned by the Govt of India comes from (a) Income Tax (b) Customs Duty (e) Excise Duty Cd) Value Added Tax (e) Corporate Tax 129. In economics it is generally believed that the main objective of a public sector financial company like Bank is to (a) Employ more and more people. (b) Maximize total profits. (e) Maximize total production. (d) Provide financial service to the people of the nation of its origIn across the country. (e) Sell the goods at subsidized cost. 130. Which of the following is TRUE about the 'Single Euro Payment Area', a concept very much in news these days? (A) It is a concept floated by the European Union. (B) It aims to create an integrated market for payment services in Euro. It is a contract to convert all US dollar payments into Euro, which is a currency almost free from fluctuations in its value. (a) Only A (b) Only B (e) Only C (d) Only A& B (e) None of these (e) 131. \\'hat is Repo Rate? (a) It is a rate at which RBI sell Govt securities to banks. (b) It is a rate at which RBI buys Govt securities from banks. (e) It is a rate at which RBI allows small loans in the market. (d) It is a rate which is offered by Banks to their most valued customers or prime customers. (e) None of these 132. In a company the use of prke-sensitive corporate information by the company people to make gains or cover losses is known as (a) insider trading (b) future trading (e) foreign trading (d) stock trading (e) None of these '7 133. As per the directives issued by the Prime Minister's Economics Advisory Council (EAC), the percentage of the current account deficit (of the total GDP) during 2008-09 should not be more than Ca) 2.8% (6) 3.0% (e) 3.1% Cd) 3.2% (e) None of these 138. Who amongst the following gave the concept of PURA (Providing Urban facilities in Rural Areas)? (a) Rajiv Gandhi (6) Manmohan Singh (e) APJ Abdul Kalam Cd) Sonia Gandhi (e) None of these 134. The agricultural census is done at which of the following intervals? (a) There is no fixed term (6) Every year (e) Once in three years (d) Once in ten years 139. The higher rate of growth of economy certainly reduces (a) gender inequalities (6) poverty Ce) population of a country (d) flow of foreign direct investment (e) none of these (e) Once in five years 135. Which of the following cannot be called as a Debt Instrument as referred in financial transactions? (a) Certificate of Deposits (6) Bonds (e) Stocks Commercial Papers (e) Loans (d) 136. The amount of which of the following reflects the overall budgetary position of the Govt of India at a given time? (a) Revenue Deficit (b) Total Amount ofincome Tax collected (e) Capital Deficit Cd) Fiscal Deficit (e) None of these 137. The 11th Five Year Plan is termed as plan for India's health (b) Eradication of poverty from India (e) India's education (d) Development of rural India (e) None of these (a) 140. Bharat Nirman does not cover which of the following areas? (a) Rural employment (6) Rural housing (e) Rural water supply (d) Irrigation facilities (e) It covers all the above areas 141. \Vhich of the following committees has given its recommendations on "Finanical Inclusion"? (a) Rakesh Mohan Committee (6) Rangarajan Committee (e) Sinha Committee (d) Kelhar Committee (e) None of these 142. Which of the following correctly describes what sub-prime lending is? (A) Lending to the people who cannot return the loans (B) Lending to the people who are high value customers (C) Lending to those who are not a regular customer of a bank (a) Only A (6) Only B (el Only C (e) None of these (d) All A, B & C 18 143. Which of the following is/are the major concepts visible in today's banking industry in India? (A) Risk-based management (B) Growing competition (C) IT initiatives (a) Only A (b) OnlyB (e) Only C Cd) Both B & C (e) AlIA, B & C 144. Which ofthe following services provided by a bank in India is not liable for Service Tax as per existing laws? (a) Safe Deposit Lockers PREVIOUS PAPER (INDIAN OVERSEAS ~ANK) 147. Which of the' following policies of a country brings a crucial impact on the economic growth of the nation? (A) Fiscal policy (B) Fureign policy (C) Social policies (a) Only A (b) OnlyB (e) Only A& B (d) Only B & C (e) All A, B & C 148. Which ufthe following financial products are NOT much popular in India as they have been launched only recently? (a) Development Bonds (b) Insurance Policies (e) Mutual funds Cd) Sovereign Wealth Funds (e) All are very pCiJular products in India (b) Merchant Banking Services (e) Credit cards (d) Discount earned on certain discouted bills (e) None of these 145. The actual return of an investor is reduced sometimes as the prices of the commodities go up all of a sudden. In financial sector this type of phenomenon is known as (a) Probability risk (b) Market risk (e) Inflation risk (d) Credit risk (e) None of these 146. In India Minimum Support Prices are announced by the Govt of India every year. Which of the following commodities is not covered under this policy? (a) Sugar (b) Wheat (e) Cotton (d) White goods (e) All are covered under the policy 149. Which of the following countries has been given permanent membership of the World Trade Organisation recently? (a) Ukraine (b) India (e) Pakistan Cd) Sri Lanka (e) None of these 150. When the prices of commodities, goods are services start declining consistently, the phenomenon is known as (a) Discount yield (b) Deflation (e) Negative growth (d) Market capitalisation (e) None of these 151. Which ofthe following products launched by most of the banks helps farmers in getting instant credit for various agricultural purposes? (a) Kisan Credit Card (b) Personal Loan (e) Business Loan (d) ATMCard (e) None of these PREVIOUS PAPER (INDIAN OVERSEAS BANK) 19 152. Which of the following policies of the 156. A BankiFinanical Organisation these financial sectors is basically designed to transfer local financial assets into foreign financial assets freely and at market determined exchange rates? Policy of (a) Capital Account Convertibility days relies heavily on e-commerce for its transaction. As a part of system security, it has introduced the organisation's security awareness manual. This step of the organisation can be classified under which one of the following categories of measures for a business? (b) Financial Deficit Management (c) Minimum Support Price (d) Restrictive (e) None Ca) Preventive Trade practices (b) Compliance of these (c) Corrective 153. A customer wishes to pure'lase some US (d) Detective dollars in India. (e) None of these He/she should go to (a) Public Debt Division ofthe RBI only.. 157. Which of the following is the limitation of the ATMs owing to which people are \ (b) American Express Bank Only required to visit branches of the bank? (c) RBI or any branch of a bank which is (A) It does not accept deposits. authorized for such business (B) It has a limited cash disbursement (d) Ministry of Foreign Affairs capacity. (e) None of these (C) Lack of human interface 154. India's Look East Policy was launched in (a) Only A the year (b) OnlyB . (a) 1990 (c) Only C (b) 1992 (d) All A, B & C (c) 1995 (e) None Cd) 2000 (e) None of these 155. Which ofthe following products of a bank is specifically designed to provide financial help to children in their higher studies in India or in a foreign nation? (a) Personal Loan (b) Corporate Loan (c) Educational Loan (d) Mortgage Loan (e) None of these of these 158. Which of the following Is/are the objectives of developing Special Economic Zones (SEZs)? (A) Generate additional economic activities (B) Generate additional employment opportunities (C) Promotion of export of goods and services (b) Only B (a) Only A Cd) Only A & B (c) Only C (e) All A, B &C PREVIOUS PAPER (INDIAN OVERSEAS BANK) 20 164. The World Development Report 2009 was released a few months earlier by which of the following organisations? (b) ADB (a) UNESCO (d) WTO (e) IMF (e) World Bank 159. An industry which is fighting hard to increase its market share in the existing market (with new popular products) is known as (a) market vendor (b) market operator (e) market leader (d) market follower (e) market challenger 160. Maruti views Tata Motors as a prominent competitor but does not view Volvo as a competitor. This type of competition in the market is known as (a) Product competition (b) Production flow competition (e) Cost Control competition (d) Services competition (e) None of these . 161. Which of the following is NOT a social assistance programme launched by the Govt ofIndia7 (a) National Old Age Pension Scheme (b) Annapurna Scheme (e) (d) (e) National Family Benefit Scheme Indira Awaas Yojana All are social assistance programmes 162. What is the Statutory Liquidity Ratio (SLR) at present? 14% (b) 18% (e) 20% (d) 24% (a) (e) None of these 163. Raman Singh has taken over as the Chief Minister of which ofthe following States after a General Election there in Nov/Dec 20087 (a) Jammu & Kashmir (b) Madhya Pradesh (e) Delhi Cd) Chhattisgarh (e) None of these 165. As per news published in newspapers, how much money has Govt of India decided to invest in Infrastructure Sector as an initiative? About (a) Rs 30,000 cr (b) Rs 40,000 cr (e) Rs 50,000 cr (d) Rs 60,000 cr (e) Rs 70,000 cr 166. Hosni Mubarak, who is the recipient of the Jawaharlal Nehru Award for International Understanding recently, is the (a) President of South Africa (b) Prime Minister of South Africa (e) President ofEgypt (d) Prime Minister of Egypt (e) Secretary General of UNO 167. Paul Krugman, whose name was in the news recently, is a famous (a) Medical Scientist (b) Economist (e) Author (d) Astrophysicist (e) Sports Personality 168. The Buckingham Canal, which has been declared a National Waterway of India recently, is a canal running from (a) Punjab to Haryana (b) Mumbai to Goa (c) Vijayawada to Villupuram (d) Cochin to Kozhikode (e) Kanyakumari to Rameshwaram PREVIOUS PAPER (INDIAN OVERSEAS BANK) 169. Many times we see in newspapers that some projects are launched by the Govt authorities on 'PPP' basis. What is the full form of 'PPP'? (a) Pr" ferential Payment Plan (b) Public Private Partnership (e) Partial Payment Project (d) Popular Private Project (e) Public Private Plan 170. Which of the following countries is NOT the member of Asia Pacific, Economic Cooperation (APEC), which was in the news recently? (a) South Korea (b),.Canada China (d) India (e) USA (e) 171. The Compulsory Education Act will ensure education to the children up to the age of (a) 10 years (b) 12 years (e) 8 years (d) 6 years (e) None of these 21 172. Sania Mirza and Mahesh Bhupathi won which of the following titles recently? (a) Australian Open (b) US Open (e) Wimbledon (d) Davis Cup (e) None of these 173. Kunwar Narayan, who was selected for the Jnanpith Award (for 2005) recently, is a famous poet and writer in (a) Urdu (b) English (e) Gujarati (d) Punjabi (e) Hindi 174. Which of the following countries is planning to launch its Moon Mission Space Vehicle named as Moon-LITE? (a) Pakistan (b) Germany (e) Russia (d) France (e) Britain 175. Which of the following books has been written by Nandan Nilekani? (a) Imagining India (b) A Good Woman (e) Between the Assassinations (d) The White Tiger (e) None of these TEST-IV: ENGLISH LANGUAGE Directions (176-190) : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. Goldman Sachs predicted that crude oil price would hit $200 and just as it appeared that alternative renewable energy had a chance of becoming an economically viable option, the international price ofoil fell by over 70%. After hitting the all-time high of $147 a barrel, a month ago, crude fell to less than $ 40 a barrel. What explains this sharp decline in the international price of oil? There has not been any major new discovery of a hitherto unknO\vn source of oil or gas. The short answer is that the demand does not have to fall by a very sizeable quantity for the price of crude to respond as it did. In the short run, the price elasticity of demand for crude oil is very low. Conversely, in the short run, even a-relatively big change in the price of oil does not immediately lower consumption. It takes months, or years, of high oil price to inculcate habits of energy conservation. World crude oil price had remained at over $60 a barrel for most of 2005-07 without making any major dent in demand. The long answer is more complex. The economic slowdown in the US, Europe and 22 Asia along with dollar depreciation and commodity speculation have all had some role in the downward descent in the international price of oil. In recent years, the supply of oil has been rising but not enough to catch up with the rising demand, resulting in an almost vertical escalation in its price. The number of crude oil futures and options contracts have also increased manifold, which has led to significant speculation in the oil market. In comparison, the role of the Organization of Petroleum Exporting Countries (OPEC) in fixing crude price has considerably weakened. OPEC is often accused of operating as a cartel restricting output, thus keeping prices artificially high. It did succeed in setting the price of crude during the 1970s and the first half of the 80s. But, with increased futures trading and contracts, the control of crude pricing has moved from OPEC to banks and markets that deal with futures trading and contracts. It is true that most oil exporting regions of the world have remained politically unstable, fuelling speculation over the price of crude. But there is little evidence that the geopolitical uncertainties in west Asia have improved to weaken the price of oil. Threatened by the downward slide of oil price, OPEC has, in fact, announced its decision to curtail 0utput. However, most oil importers will have a sigh of relief as they find their oil import bills decline except for those who bought options to import oil at prices higher than market prices. Exporting nations, on the other hand, will see their economic prosperity slip. Relatively low price of crude is also bad news for investments in alternative renewable energy that cannot compete with cheaper and non-renewable sources of energy. PREVIOUS PAPER (INDIAN OVERSEAS BANK) 176. Why are oil-importing countries relieved? (a) Price of crude reached $147, not $200, as was predicted (b) Discovery ofoil reserves within their own territories (c) Demand for crude has fallen sharply (d) There is no need for them to invest huge amounts of money in alternative sources of energy (e) None of these 177. Which of the following factors is responsible for rise in speculation in crude oil markets? (A) OPEC has not been able to restrict the oil output and control prices. (B) The supply of oil has been rising to match demand. (C) Existence of large number of oil futures and oil contracts. (a) Only A (b) Both A & B (c) Only C (d) All A, B & C (e) None of these 178. What does the phrase "the price elasticity of demand for crude oil is very low" imply? (a) When the price rises the demand for crude oil falls immediately (b) A small change in demand will result in a sharp change in the price of crude (c) Within a short span of time the price of crude oil has fluctuated sharply (d) Speculation in oil does not have much of an impact on its price (e) None of these 179. Which of the following is/are TRUE in the context of the passage? (A) The decline in oil prices has benefited all countires. (B) Renewable energy sources are costlier than non-renewable ones. (C) Lack of availability of a alternative renewable energy resulted in rise in demand for crude. (a) Only B (b) Both A & B (c) Both A and B (d) Only C (e) None of these 23 PREVIOUS PAPER (INDIAN OVERSEAS BANK) 180. What has the impact of the drop in oil prices been? (a) Exploration for natural gas resources has risen (b) The dollar has fallen sharply (c) OPEC has decided to restrict its production of oil (d) Economic depression in oil-importing countries (e) Drastic fall in demand for crude oil 181. What led to alternative energy sources being considered economically feasible? (a) The price of oil rose by 70 per cent while renewable energy sources are cheap (b) Exorbitant crude oil prices made alternative energy sources an attractive option (c) Expert predictions that the price of oil would alternately escalate and plunge sharply (d) Evidence that no new sources of oil and gas are available (e) None of these 182. What does the author want to convey by citing the statistics of 2005-07? (a) The prices of crude were rising gradually so people were not alarmed (b) The dollar was a strong currency during that period (c) Many people turned to alternative renewable energy sources because of high oil prices (d) If the price of oil is high for a short time it does not necessarily result in a drop in consumption (e) People did not control their demand for fuel then, which created the current economic slowdown 183. Which of the following factors is not responsible for the current drop in oil prices? (a) Economic crisis in America, European and Asian nations (b) Speculation in oil markets (c) Weakening of the dollar (d) Political stability in oil-exporting countries (e) All the above are not responsible for the current drop in oil prices 184. Which of the following is NOT TRUE in the context of the passage? (A) Opec was established in 1970 to protect the interests of oil importing countries. (B) When demand for oil exceeds supply there is a sharp rise in price. (C) Today futures trading markets set the oil prices to a large extent. (a) Only A (b) Only C (c) Both A & C (d) Only B (e) None of these 185. Which of the following is the function of OPEC? (a) Controlling speculation in oil (b) Ensuring profits are equally distributed among all its members (c) Monitoring inflation in oil prices and taking necessary steps to lower it (d) Guaranteeing political instability in oil-exporting countries does not impact output (e) Determining prices of crude oil Directions (Q. 186-188) : Choose the word which is most similar in meaning to the word printed in bold as used in the passage. 186. Inculcate (a) ModifY (c) Initiate (e) Instil (b) Construct . (d) Fix 24 187. Fuelling (a) Incentive (c) Stimulating (e) Rescoring 188. Dent ...{g} Reduction (c) Tear (e) Split PREVIOUS PAPER (INDIAN OVERSEAS BANK) (d) Supplying Irritating (b) Break (b) (d) Breach Directions (Q. 189-190) : Choose the word which is most opposite in meaning to the word printed in bold as used in the passage. 189. Conversely (a) Compatibly (c) Likely (e) Resembling Similarly (d) Aligning 190. Weaken (a) Powerful (e) Intense (e) Energise Nourish (d) Boost (b) (b) Directions (Q. 191-195) : Which ofthe phrases (a), (b), (c) and (d) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, mark (e) as the answer. 191. We have hired an advertising agency to prepare a campaign to encourage p~ople votes. Ca) people from voting (b) voting for people (c) people to vote (d) votes by people (e) no correction required 192. During the training programme the new recruits will be briefed about how their role in the new organisation. (a) what their roles (b) about their role (c) for its roles (d) which are their role (e) nb correction required 193. The equipment is in such poor condition that we have no alternative to buy new ones. (a) many alternative like (b) any alternative except (c) no other alternative (d) no alternative but (e) no correction required 194. Since the deadline has been changed from next week to this Thursday you should give this work priority. ~a) be given this work priority (b) not give priority this work (c) prioritised this work (d) priority this work (e) no correction required 195. After the success of our project we have been receiving more requests than we do not have the resources to handle them. (a) many request but (b) most of the requests (c) more requests that (d) too many requests (e) no correction required Directions (Q. 196-200) : In each question below, a sentence with four words printed in bold type is given. These are numbered as (a), (b), (c) and (d). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate, if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context ofthe sentence, mark (e), i.e., 'All correct', as your answer. 196. The document he gave me was long and (a) complicated and I struggled to (b) (c) understant it. All correct Cd) (e) 25 PREVIOUS PAPER (INOIAN OVERSEAS BANK} 197. We shall have to await and see if these (a) measures are sufficient to address the (b) (c) . problem. All correct Cd) (b) B C Cd) D Ie) E 198. They are negotiating to try and reach (b) an agreement which will beneficial (a) (c) everyone concerned. All correct Cd) (e) 199. The company has decided to allott a (a) (b) substantial portion of its profits to (d) research and development. All correct (e) 200. It remains to be seen whether these (a) (b) reforms will be acceptable by the (c) (a) A (c) (e) (c) 201. Which of the following should be the FIRST sentence after rearrangement? (d) Board. All correct Ce) Directions (Q. 201-205) : Rearrange the following five sentences (A), (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them. (A) For instance, if we measure the room 0; temperature continuously and plot its graph with time on the X-axis and temperature on the Y-aixs, we get a continuous waveform, which is an analog signal. Analog is always continuous. (B) The absence or presence of something \.. can be used to plot a digital signal. (C) An analog signal is a continuously varying signal, similar to a sinusoidal waveform. Any signal can be classified into one of the two types: analog and digital. (E) In contrast, a digital signal takes the form of pulses, where we have something or nothing. 202. Which of the following should be the FIFTH sentence after rearrangement? (a) A (b) B C Cd) D (c) (e) E 203. Which of the following should be the FOURTH sentence afterrea.'Tangement? (a) A (b) B (c) C (d) D ee) E 204. Which of the following should be the THIRD sentence after rearrangement? (a) A (b) B C (e) E (d) (c) D 205. Which of the following should be the SECOND sentence after rearrangement? (a) A (b) B C (e) E Cd) D (c) Directions (Q. 206-215) : Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, ifany, will be in one part ofthe sentence. The number ofthat part is the answer. If there is no error, the answer is (e). (Ignore errors ofpunctuation, if any.) 206. He has taken care to I compliance with the (a) (b) norms / so he expects the proposal/to be (c) approved without delay. / No error (d) (e) 26 PREVIOUS PAPER (INDIAN OVERSEAS BANK) 207. Under the tenns ofthe new deal / the chmmel 214. This is turned out to be lone of our most (a) (b) (a) (b) successful projects / and we have made (e) quite / a large profit from it. / No error can broad-cast/ the next cricket tournament (c) to bel played among India and Australia. (d) Je)-' (d) / No error (e) 215. A non-banking financial company is aI (a) 208. Our equipment gets damage I very often in ial financial institution similarly to a bank! (b; Ib) summer / because there are I frequent power but it cannot issue / cheque books to {c J Id) (c) cuts. / No error (e) 209. We have received many / of the letters from (b) (a) customers I asking us to extend I the (el deadline to repay their loans.! No error (d) (e) 210. Since I had livec. there I for many years the fa) (b) villagers I were very comfortable talked! (e) to me about their problem. I No error (d) (e) 211. We have been under I a lot of pressure tol (a) (b) open fifty new stores I by the ending of (d) (e) the year. i No error (e) 212. The govemmcnthas Ilaunched many creative (a) (b) schemes I to make banking services I (e) available to everyone. I No error (d) (e) 213. The company is in debt I and has been Directions (Q. 216-225) : in the lollowingpassa{fe there are blanks, each olwhich has been numbered. These numbers are printed below the passage and against each, fLve words are suggested, one olwhich fits the blank appropriately. Find out the appropriate uJOrd in each case. On October 2.1983 the Grameen Bank Project (216)the Grameen Bank. We invited the Finance Minister to be the Chief Guest at our (217) ceremony. But when the Ministry came to (218)that the ceremony would take place in a remote district, they said it would not be an (21~) place to launch a Bank and that the ceremony should be (~20) in Dhaka so that all the top Government Officials could(221). We stood firm and (222) to them that we did not work in urban areas so it made no (223)to have the ceremony in a city (224) we had no borrowers. We had the ceremony in a big open field with the Finance Minister presents as Chief Guest. For all of us who had worked so hard to (225) this it was a dream come true. 216. (b) la) unable! to pay thei.r employees' (e) salaries! for the past six months. I (d) No error (e) (d) customers. / No error (e) 217. reorganised (e) named (e) became (a) openiC'.g (e) dedicated (e) induction (a) (b) merged (d) converted (b) closing (d) inaugurate PREVIOUS PAPER (INDIAN OVERSEAS BANK) 27 218. (a) reveal (e) aware (e) acquaint (b) know (d) inform 222. (a) apologised (e) explained (e) refused (b) told 219. (a) excellent (e) inauspicious Ie) obvious (b) available Cd) appropriate 223. (a) differe!lce (e) difficulty (e) point (b) sense (d) meaning 220. (a) invited (e) done (e) held (b) assembled (d) shifted 224. (a) where (e) that (e) which (b) while (d) however 221. (a) present (e) attend (e) entertain (b) accompany (d) involve 225. (a) obey (e) discover (e) perform (b) achieve (d) built (d:). denied ANSWERS 1. (e) 2. (d) 3. (e) 4. (d) 5. (b) 6. (a) 7. (b) 8. (a) 9. (e) 10. (e) 11. Cd) 12. (a) 13. (e) 14. (e) 15. (e) 16. (b) 17. (e) 18. (a) 19. (d) 20. (e) 21. (e) 22. (d) 23. (a) 24. (d) 25. (d) 26. (b) 27. (e) 28. (b) 29. (e) 30. (a) 31. (d) 32. (d) 33. (e) 34. (e) 35. (e) 36. (a) 37. (b) 38. (d) 39. (e) 40. (e) 41. (a) 42. (e) 43. (a) 44. (d) 45. (b) 46. (a) 47. (d) 48. (b) 49. (e) 50. (a) 51. (b) 52. (a) 53. (e) 54. (a) 55. (d) 56. (b) 57. (a) 58. (b) 59. (a) 60. (d) 61. (e) 62. (b) 63. (d) 64. (b) 65. (e) 66. (e) 67. (d) 68. (b) 69. (e) 70. (a) 71. (e) 72. (e) 73. (b) 74. (a) 75. (d) 76. (e) 77. (e) 78. (e) 79. (e) 80. (e) 81. (b) 82. (b) 83. (a) 84. (a) 85. (d) 86. (d) 87. (b) 88. (e) 89. (a) 90. (d) 91. (b) 92. (a) 93. (d) 94. (e) 95. (e) 96. (b) 97. (e) 98. (d) 99. (a) 100. (e) 101. (e) 102. (d) 103. (b) 104. (e) 105. (a) 106. (a) 107. (d) 108. (e) 109. (e) 110. (e) 111. (e) 112. (d) 113. (a) 114. (b) 115. (e) 116. (e) 117. (d) 118. (e) 119. (a) 120. (b) 121. (b) 122. (e) 123. (a) 124. (e) 125. (d) 126. (a) 127. (b) 128. (e) 129. (d) 130. (d) 131. (b) 132. (a) 133. (d) 134. (e) 135. (e) 136. (d) 137. (e) 138. (e) 139. (e) 140. (a) 141. (b) 142. (e) 143. (e) 144. (d) 145. (b) 146. (d) 147. (a) 148. (d) 149. (e) 150. (b) 151. (a) 152. (a) 153. (e) 154. (b) 155. (e) 156. (a) 157. (d) 158. (e) 159. (e) 160. (a) 161. (e) 162. (d) 163. (d) 164. (e) 165. (d) 166. (e) 167. (b) 168. (e) 169. (b) 170. (d) 171. (e) 172. (a) 173. (e) 174. (e) 175. (a) 176. (e) 177. (e) 178. (e) 179. (a) 180. (e) 181. (b) 182. Cd) 183. (d) 184. (a) 185. (e) 186. (e) 187. (e) 188. (a) 189. (b) 190. (d) 191. (e) 192. (b) 193. (d) 194. (e) 195. (a) 196., (e) 197. (a) 198. (e) 199; (b) 200. (d) 201. (d) 202. (b) 203. (e) 204. (a) 205. (e) 206. (b) 207. Cd) 208. (a) 211. (el) 212. (e) 213. (e) 214. (a) 215.(b) 216. (e) 217. (a) 221. (e) 223. (b) 224. (a) 225. (b) 222. (e} 218. (b) 209. (bJ 210. (e) 219. (d) 220. (e)

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